Sustaining a severe injury while on the job can be devastating in many ways. You could also experience stress by worrying about returning to work. Fortunately, there are benefits available that can help you out in a situation like this. If a serious injury has left you unable to provide for your family, understanding your workers’ compensation rights can help you receive compensation.
What benefits could I receive?
Before you are eligible for any benefits, you must first file a claim. To qualify for workers’ compensation, you must be an employee at a company that provides this type of insurance. The incident must have happened at work and you must meet the deadline for reporting your injury. If you receive approval for your application, you could obtain compensation for the following:
- Medical expenses: Your company’s insurance program could cover any bills for treatment and prescriptions.
- Occupational rehabilitation: If you are unable to return to your previous job, your benefits may include help finding a new one. You could also receive a percentage of your weekly wages while this process is ongoing.
- Wage losses: Depending on the extent of your injuries, you could receive compensation for your lost wages.
In New York, if you are completely disabled after the accident, your wage benefits will be equal to two-thirds of your average pay multiplied by 100%. For example, if you earned $600 weekly and became fully disabled, you would receive $400 in benefits each week.
If you were injured at work seeking the knowledge of an attorney can be beneficial. A lawyer will understand New York’s specific workers’ compensation laws and can advise you during the process.